The short answer
A charge-registered trigger fires when a new outstanding charge — security granted over a company’s assets, usually for a loan — is registered against a UK company at Companies House. MarketPrior reads new charges from the Companies House streaming API and records the lenders, the charge classification and the charge code, linked to the company’s filing history.
At a glance
- Event type
- Charge registered
- Country
- United Kingdom
- Source
- Companies House streaming API (charges)
- Evidence
- Lenders, classification, charge code
- In the default feed
- Yes
- Requirement
- Free Companies House stream key
What is a registered charge?
A charge is a security interest a company grants over its assets — a mortgage over property, or a fixed and floating charge over the business — usually to secure a loan. UK companies must register most charges at Companies House, generally within 21 days of creation, and the register is public.
A new charge therefore tells you that a company has taken on secured financing, and from whom.
How should you read a new charge?
- Growth: new lending can fund expansion, equipment or acquisitions.
- Risk: a cluster of new charges, or charges alongside insolvency notices, deserves a closer look.
- Relationships: the named lenders show who finances the company.
A charge is a fact about financing, not a verdict on health. Pair it with filings and accounts before drawing conclusions.
Who uses registered-charge triggers?
- Lenders and brokers tracking who is refinancing and with whom.
- Suppliers and credit controllers watching customers’ secured borrowing.
- Investors and analysts adding financing context to a UK company.